Penmate Inmate Support Guides
Sending Money

Sending Money to Someone at Limon: Methods, Timing, and the 20% Withholding Rule

Sending money to someone at Limon is straightforward once you understand which deposit methods work, how long processing takes, and why your loved one might have less to spend than what you sent.

• 2 min read • cdoc.colorado.gov
Sending Money to Someone at Limon: Methods, Timing, and the 20% Withholding Rule

Colorado Department of Corrections uses partner services to handle deposits. You have three options: pay online with a credit or debit card, pay over the phone with a card, or deposit cash in person at authorized retail locations around the country. Which one works best? It usually comes down to convenience - card from home, card by phone, or cash at a participating store.

  • ✓ Online deposit with a credit or debit card
  • ✓ Phone deposit with a credit or debit card
  • ✓ In-person cash deposit at authorized retail locations nationwide

Timing matters if your loved one needs to make a canteen order or cover something quickly. Money sent before 4:00 p.m. Mountain Time is generally available the next day.

That said, build in a buffer. CDOC advises allowing 2–3 days for funds to be processed and available, especially if you're sending money for canteen.

Here's something that surprises a lot of families: CDOC withholds a minimum of 20% of any deposit to apply toward court-ordered obligations. That money can go toward fines, fees, restitution, or child support - so the full amount you send won't necessarily be the full amount available to spend.

Heads up: With the mandatory 20% withholding, expect roughly $80 of every $100 deposit (sometimes less) to actually be available for your loved one to use.

Don't mail cash or money orders to fund an inmate account - CDOC doesn't accept them for deposits. Stick to the supported options: online card payments, phone card payments, or in-person cash deposits at authorized retail locations.

If a deposit doesn't show up when expected, or you have questions about inmate banking - including timing or how deductions work - contact the Inmate Bank at (719) 269-4271.

  1. Gather your deposit details - note when you sent it, the amount, and whether you used online, phone, or an in-person cash location.
  2. Check the timing window - deposits sent before 4:00 p.m. MT are generally available the next day, but allow 2–3 days to be safe.
  3. Call the Inmate Bank - reach out at (719) 269-4271 with your questions or to track down a missing deposit.

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How Much Do Phone Calls Really Cost at Limon (And How to Get on an Inmate’s Phone List)

You can't call an inmate at Limon (CDOC) directly. Incoming calls aren't allowed - phone contact only works one direction. The inmate places outgoing calls to people on their approved phone list.

How Phone Calls Work from Limon: One‑Way Calls, Approved Lists, and the Current Rate Statements

Need to confirm phone rules or billing details? Call Limon Correctional Facility's switchboard at 719-775-9221. The facility is located at 49030 State Hwy 71 South, Limon, CO 80826.