Paying without a credit card: retail cash and money-order options for ConnectNetwork deposits
You don't need a credit card to add money through ConnectNetwork. Depending on your account, you can start a deposit online and pay with cash at a participating store, use Western Union for certain payments, or mail a check or money order to the appropriate AdvancePay lockbox address.
ConnectNetwork offers a few solid paths if you're paying without a credit card. The most common is a retail cash deposit - you start the payment online in your ConnectNetwork account, then head to a participating store to pay with cash. Some payments can also be made at Western Union locations. And if you have an AdvancePay account, mailing a check or money order may be an option. Just note: the mailing address depends on your specific account type.
- Start the payment online - Sign in to your ConnectNetwork account and begin the deposit there.
- Get the transaction details - As you go through the online flow, you’ll receive the information you’ll need to finish the payment in person.
- Go to a participating retail store - Bring the transaction details with you.
- Pay with cash to complete the deposit - The cashier processes the payment, and your cash completes the transaction.
Retail cash deposits work well when you don't have a card. ConnectNetwork accepts cash pay-ins at 26,000 retail locations nationwide - places like Walmart, ACE, Kmart, and Kroger. Chances are, there's one near you.
Timing: Deposits made at retail locations are generally processed the next business day after they’re received.
If a retail cash deposit doesn't work for you, Western Union may be an alternative. ConnectNetwork allows select payments and deposits at Western Union locations. This isn't available for every transaction type, so confirm your payment qualifies before making the trip.
Timing: Like other in-person and mailed options, Western Union-style retail payments are generally processed the next business day after they’re received.
Mailing a check or money order works for some AdvancePay accounts, but the address depends on your account type. For GTL, DSI, and PCS accounts, mail payments to: AdvancePay Service Department, 1722 PO BOX 209722, DALLAS, TX 75320-9722. For other VAC accounts, send payments to: VAC Dept 2430, P.O. Box 2430, Dallas, TX 75312-2430.
Timing: Deposits that are mailed are generally processed the next business day after they’re received.
Practical Tips
- ✓ Start the payment in your ConnectNetwork account online before you head out, since the retail cash option begins online and is finished in-store.
- ✓ Use a participating retailer (ConnectNetwork cash deposits are accepted at 26,000 locations nationwide, including Walmart, ACE, Kmart, and Kroger).
- ✓ Keep your receipt from the store after you pay in cash.
Plan around processing time. Cash deposits at retail locations - and mailed payments - are generally processed the next business day after they're received. If your loved one needs funds by a specific date, build in that extra day.
Before mailing a payment, double-check which address matches your account type. GTL, DSI, and PCS accounts go to: AdvancePay Service Department, 1722 PO BOX 209722, DALLAS, TX 75320-9722. Other VAC accounts go to: VAC Dept 2430, P.O. Box 2430, Dallas, TX 75312-2430.
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